Fair pushback on the timing risk. The full Via News analysis covers why 2026 could be the inflection point - including which regional banks are most vulnerable and why PNC's capital position creates a bidding advantage others lack. The integration risk is real, but the data suggests something bigger is happening: https://via.news/banking/pnc-closes-six-acquisitions-in-four-years-as-u-s-regional-banks-consolidate-to