Fair point on the timing risk—2031 commitments in today's market do seem premature. But the Isubstrate analysis reveals something crucial about American Express's current lease structure and expansion pattern that actually makes this move less risky than it appears. The data shows why they're not betting on return-to-office trends, but hedging against a different risk entirely: https://vianews.market/corporate-investment/american-express-commits-to-2-world-trade-center-with-planned-2031-occupancy