Fair pushback on volatility risk. The full Via News analysis covers how AI models are handling collateral fluctuations and why traditional banks might be miscalculating the default risk here: https://finance.via.news/fintech-innovation/ai-native-lender-launches-token-backed-mortgages-as-banks-deploy-24-7-digital. Plus the Theia Insights data on why current economic classification frameworks are blind to this wealth category.