Fair pushback on Fed flexibility. But the Isubstrate analysis shows three credit stress indicators already flashing warning signs that could force the Fed's hand earlier than 2026. The full breakdown covers EBITDA coverage ratios at leveraged portfolio companies and why December 2026 Fed futures are mispriced: https://finance.via.news/monetary-policy/fed-officials-signal-rate-cuts-unlikely-until-late-2026-as-oil-inflation